Delaware's Lowest Interest Rates For FHA Refinance or Purchase Home Loans up to $420,000 FHA Loan  Limit in New Castle County! 

If You Want or

Need to Refinance or Purchase a Home, NOW Would Be The Time to DO IT! 

Rates are on the rise! 

Rate and Term Refi to 97.75% LTV

Cash Out Refi To 95% Loan To Value

Purchase Up To 96.5% Financing

Get Lowest  Interest Rate FHA Home Loans Pre-Approval at NO Cost & NO Obligation.

 Contact Phil: 302-530-2299  or

 phil@wilmingtonmortgagegroup.com               

With an FHA best interest rate loan from Wilmington Mortgage you can refinance cash out to 95% LTV and and use some of your equity to pay down debt to a more managable level, especially high interest credit card debt. Most credit cards these days have an extreamly high rate of interest that is NOT TAX deductable. You can use the equity in your house to pay them off.

Other benefits of Best Interest Rate FHA Home Loan Financing

  • Only a 3.5 percent down payment required depending on credit score when purchasing a new home.
  • Lower monthly mortgage insurance premiums than conventional loans 
  •  that are TAX Deductable (consult your accountant) just like mortgage interest, and under certain conditions, automatic cancelation of the premium when your home equity reaches 22%.
  • More flexible underwriting criteria than conventional loans. FHA limits the amount lenders can charge for some closing cost fees (e.g. the origination fee can be no more than 1% of mortgage).
  • Loans are assumable to qualified buyers.
  • FHA with up to 96.5% financing with only 3.5% down payment is the perfect home loan when buying or refinancing your Home!
  • For more information call Phil 302-530-2299 or email
  • phil@wilmingtonmortgagegroup.com

Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.95%5.11%
15-yr Fixed4.32%4.55%
1-yr Adj4.22%5.24%
* national averages



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Wilmington Mortgage Services, Inc. 2383 Limestone Rd. Wilmington, DE 19808
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