Home Buyer Information Center

Hopefully you find it useful in your quest of buying a home in Delaware!

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  • How to Reduce Your Mortgage

    There's a simple trick to significantly reduce the length of your mortgage and save you thousands of dollars. The trick is to make one extra mortgage payment a year and apply that payment toward your loan's principal.

     
     
  • Shop for Homeowners Insurance

    One major piece to your Delaware home mortgage puzzle is finding the best homeowners insurance for your new home. The price can vary significantly from company to company so that is why Mortgage America offers you at least three recommendations for your

     
     
  • If You Find a Great Deal Make an Offer

    Delaware is on sale and it will not last long! The Bargain of Your Life! Please don't laugh when we you read the title because it happens everyday in the Delaware Real Estate market.

     
     
  • Don't Forget the Extras

    After you have been Approved by Mortgage America, you are then going to start looking at properties which could possibly be your future home. When deciding on your future home you will want to be aware of the existing monthly or yearly payments that come

     
     
  • Work With A Good Realtor

    This is a very important step in insuring a smooth transaction in the purchase of your new Delaware home. A big mistake that new buyers will make is to drive around and call real estate signs, talking to about ten different agents.

     
     
  • Delaware Real Estate and Home Mortgage Rates

    Are You Going to Look Back on 2010 and Wish You Bought a Home?

     
     
  • Do I have to Pay For Closing Costs

    Since you are out looking for a house and have been pre-approved by Mortgage America, you will want to understand how closing costs will be paid.

     
     
  • Delaware Rates Are At An All Time Low

    Delaware Real Estate and FHA Home Loan Mortgage Rates Are At An All Time Low! Why an FHA Mortgage? 3.5% down payment that can be gifted from a family member! Low 30 year fixed FHA interest rate No Prepayment penalty, No balloon and No Adjustable Rate Mor

     
     
  • Know What You Want

    It seems simple but you would be surprised by how unprepared some First Time Home Buyers and experienced homeowners really are.

     
     
  • Get Pre-APPROVED NOW

    You do not want to be looking at houses that you can’t afford or even worse, missing out on the houses that you could afford! Once you are approved for your Delaware Home Loan, you will know what payment you qualify for along with the down payment requi

     
     
 
 
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Phil Throckmorton (Mortgage America, Inc.): Loan Officer in Wilmington, DE